Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # TCI National Insurance Board We Are Because You Are ## Sitemaps - [XML Sitemap](https://www.tcinib.tc/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog Default](https://www.tcinib.tc/blog-default/) - [Important Update - Pension Payments](https://www.tcinib.tc/important-update-pension-payments/) - Payment of pensions will be slightly delayed this month as we are working towards implementing the increases in benefits. Pensions will likely be paid by the 25th January 2023. - [Esther-Ann Harvey appointed to the post of Financial Controller](https://www.tcinib.tc/esther-ann-harvey-appointed-to-the-post-of-financial-controller/) - The Turks and Caicos Islands’ National Insurance Board is also pleased to announce the appointment of Mrs. Esther-Ann Harvey, CPA, to the post of Financial Controller. - [11th Actuarial Review – Revision Of NIB Benefits](https://www.tcinib.tc/10th-actuarial-review-revision-of-nib-benefits/) - In accordance with statutory requirements, the Turks and Caicos Islands National Insurance Board commissioned its 10th Actuarial Review, which was conducted by Trinity Consulting Ltd, St. Vincent & The Grenadines. - [Now Hiring: Compliance Officer](https://www.tcinib.tc/now-hiring-compliance-officer/) - The National Insurance Board is seeking a Compliance Officer to join our team in Providenciales. This role is essential to ensuring that employers across the Turks and Caicos Islands meet their obligations under the National Insurance Ordinance. - [Now Hiring: Project Manager – Information Systems (Contract)](https://www.tcinib.tc/now-hiring-project-manager/) - The National Insurance Board is looking for a Project Manager – Information Systems on a contract basis. This role will lead the implementation of integrated IT systems that support NIB's operations and service delivery. - [Now Hiring: Accountant – Finance Department](https://www.tcinib.tc/now-hiring-accountant-finance-department/) - The National Insurance Board is seeking an Accountant to join the Finance Department. This role supports the financial integrity of the National Insurance Fund through accurate reporting and record keeping. - [Now Hiring: Data Entry / Filing Clerk (Temporary)](https://www.tcinib.tc/now-hiring-data-entry-filing-clerk/) - The National Insurance Board is hiring a Data Entry / Filing Clerk on a temporary basis. This role supports the day-to-day administrative operations of the Board through accurate data management and document filing. - [Board Meeting Summary – January 29, 2026](https://www.tcinib.tc/board-meeting-summary-january-29-2026/) - The National Insurance Board met on Thursday, January 29, 2026, via Microsoft Teams. - [Board Meeting Summary – September 16, 2025](https://www.tcinib.tc/board-meeting-summary-september-16-2025/) - The National Insurance Board met on Tuesday, September 16, 2025, using Microsoft Teams. - [Board Meeting Summary – October 23, 2025](https://www.tcinib.tc/board-meeting-summary-october-23-2025/) - The National Insurance Board met on Thursday, October 23, 2025, using Microsoft Teams. - [Board Meeting Summary - November 27 2025](https://www.tcinib.tc/board-meeting-summary-november-27-2025/) - The National Insurance Board met on Thursday, November 27, 2025, using Microsoft Teams. At this meeting, the Board Members: - [Board Meeting Summary – December 12, 2025](https://www.tcinib.tc/board-meeting-summary-december-12-2025/) - The National Insurance Board met on Friday, December 12, 2025, using Microsoft Teams. - [Board Meeting Summary – January 22, 2026](https://www.tcinib.tc/board-meeting-summary-january-22-2026/) - The National Insurance Board met on Thursday, January 22, 2026, via Microsoft Teams. ## Pages - [Home](https://www.tcinib.tc/) - We are Because You are! The National Insurance Board, serving as a beacon of steadfast support, continues to deliver comprehensive social security benefits to all eligible persons, ensuring financial protection and stability for the people of the Turks and Caicos Islands. Check Your Benefits Make Payment for Over 34 Years The Turks and Caicos - [Contribution Rates](https://www.tcinib.tc/contribution-rates/) - Contribution RatesHome / Contribution Rates (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 How Contribution Works Contributions to the National Insurance Fund are calculated as a percentage of an employee’s insurable earnings, up to the established insurable earnings ceiling. Both the employer and the employee share the responsibility of making contributions, with the employer responsible for deducting the - [Book an Appointment](https://www.tcinib.tc/book-a-call/) - Book An AppointmentHome / Book an Appointment (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Need Assistance? Skip the wait and schedule your visit with the National Insurance Board. Whether you are registering for the first time or need to speak with a compliance officer, booking an appointment ensures you receive dedicated, timely service.Please select the type of - [Benefits](https://www.tcinib.tc/benefits/) - BenefitsHome / Benefits (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Our Benefits The National Insurance Board provides nine distinct benefit programmes to protect the working population of the Turks and Caicos Islands and their families. Short Term Long Term Employment Injury Maternity Allowance Maternity Grant Sickness Unemployment Retirement Pension Invalidity Pension Survivors Funeral Grant Non-Contributory Old Age - [FAQ](https://www.tcinib.tc/faq/) - FAQSHome / FAQ (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Frequently Asked Questions Q: Who needs to register with the National Insurance Board? A: Every person between the ages of 16 and 65 who is gainfully employed in the Turks and Caicos Islands must be registered with the National Insurance Board. This applies whether you are an - [Retirement Pension](https://www.tcinib.tc/benefits/retirement-pension/) - Retirement PensionHome / Retirement Pension (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligible Age 60+ (conditions cease at 65) Minimum Contributions 150 paid (3 years) Base Pension Rate 30% of average weekly earnings Maximum Rate 60% of average weekly earnings Payment Monthly, for life How to apply Visit nearest NIB office WHO IS ELIGIBLE? A Retirement Pension - [Online Forms](https://www.tcinib.tc/resource/forms/) - Downloadable FormsHome / Online Forms (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Registration 1 Clearance-Certificate-Form.pdf application/pdf Clearance-Certificate-Form.pdf Download 149.76 KB 2026-03-09 March 9, 2026 2026-07-06 July 6, 2026 149.76 KB Contribution-Statement.pdf application/pdf Contribution-Statement.pdf Download 435.67 KB 2026-03-07 March 7, 2026 2026-07-06 July 6, 2026 435.67 KB Credit-Card-Refund-Policy.pdf application/pdf Credit-Card-Refund-Policy.pdf Download 535.75 KB 2026-03-09 March 9, 2026 2026-07-06 - [Compliance Notice June 2026](https://www.tcinib.tc/compliance-notice/) - The following persons, and those responsible for the entities listed, are being asked to contact the Compliance Unit of the National Insurance Board. - [Non-Contributory Old Age Pension](https://www.tcinib.tc/benefits/non-contributory-old-age-pension/) - Non-Contributory Old Age PensionHome / Non-Contributory Old Age Pension (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligible Age 70 years or older Contribution Requirement None Benefit Type Social assistance (non-contributory) Residency Requirement 20 out of 30 years in TCI Institution Restriction Must not be a government institution inmate WHO IS ELIGIBLE? A Non-Contributory Old Age Pension is - [Contact Us](https://www.tcinib.tc/contact-us/) - Contact the TCI National Insurance Board. Find office locations, phone numbers, and email addresses for Grand Turk, Providenciales, South Caicos, and North Caicos. Send us a message online. - [News & Media](https://www.tcinib.tc/news-media/) - News & MediaHome / News & Media (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Blog 11th Actuarial Review – Revision Of NIB Benefits In accordance with statutory requirements, the Turks and Caicos Islands National Insurance Board commissioned its 10th Actuarial Review, which was conducted by Trinity Consulting Ltd, St. Vincent & The Grenadines. Read More » March - [Management Team](https://www.tcinib.tc/about-us/management-team/) - Management TeamHome / Management Team (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Our Management Team - [Board Members](https://www.tcinib.tc/about-us/board-members/) - NIB Board MembersHome / Board Members (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Our Board Members - [About Us](https://www.tcinib.tc/about-us/) - Learn about the TCI National Insurance Board, the sole provider of social insurance benefits in the Turks and Caicos Islands since 1992. Discover our history, mission, leadership, and the nine benefit types we provide. - [Death Grant](https://www.tcinib.tc/benefits/death-grant/) - Death Grant Home / Death Grant (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligibility Insured person or their dependent Insured Person Grant $2,390.00 Dependent Grant $1,550.00 Death Benefit Rates 60% of deceased's average weekly earnings Benefit Type One-time lump sum Claim Deadline Within 6 months of deat WHO IS ELIGIBLE? A Funeral Grant is a one-time lump - [Funeral Grant](https://www.tcinib.tc/benefits/funeral-grant/) - Funeral Grant Home / Funeral Grant (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligibility Insured person or their dependent Insured Person Grant $2,390.00 Dependent Grant $1,550.00 Death Benefit Rates 60% of deceased's average weekly earnings Benefit Type One-time lump sum Claim Deadline Within 6 months of deat WHO IS ELIGIBLE? A Funeral Grant is a one-time lump - [Document Library](https://www.tcinib.tc/document-library/) - Annual Reports Actuarial Reports Board Meetings Budget Financial Statements TitleCategoriesLink Annual Reports 2024 & 2025Annual ReportsDownloadAnnual Reports 2022 & 2023Annual ReportsDownload TitleCategoriesLink 11th Actuarial ReviewActuarial ReportsDownloadTCINIB 10th Actuarial ReportActuarial ReportsDownloadTCINIB 5th Actuarial ReportActuarial ReportsDownload TitleCategoriesLink Board Meeting Summary August 27, 2026Board MeetingDownloadBoard Meeting Summary August 6, 2026Board MeetingDownloadBoard Meeting Summary July 30 2026Board MeetingDownloadBoard Meeting - [Registration & Contributions](https://www.tcinib.tc/registration/) - Registration & Contributions Home / Registration & Contributions (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Register Here Employer Registration Read More Employee Registration Read More Self-Employed Registration Read More Voluntary Contributions Read More How to Get Your NIB Card Read More How to obtain a National Insurance Number and Card? If you are 16-65 years old and - [National Insurance Card](https://www.tcinib.tc/registration/ni-card/) - National Insurance CardHome / National Insurance Card (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Card Replacement Administration fee: $20.00 Reasons: Lost, stolen, damaged, or name change Processing time: 5 working days (Grand Turk and Providenciales), longer for other islands Required: Passport photo, birth certificate, marriage/divorce papers (for name change) Your NINO (National Insurance Number): Stores all your - [Voluntary](https://www.tcinib.tc/registration/voluntary-contributions/) - Voluntary ContributionHome / Voluntary (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligibility Must have at least 50 paid contributions before applying Registration requirement Requires a Certificate of Voluntary Insurance Contribution rates Maximum $925 per week, or $4,000 per month Card Replacement Administration fee: $20.00 Reasons: Lost, stolen, damaged, or name change Processing time: 5 working days (Grand - [Employee Registration](https://www.tcinib.tc/registration/employee/) - Employee RegistrationHome / Employee Registration (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Who needs to register All Employees Registration process Either from the NIB website (Forms section) or any NIB office in Turks & Caicos. Required documents Passport, Birth certificate, Work permit (if you are a foreign worker), Other ID documents if requested How to Obtain Your - [Employer Registration](https://www.tcinib.tc/registration/employer/) - Employer RegistrationHome / Employer Registration (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Registration obligations and timeline 14 days of starting employment. Required forms and documents Insured Person Registration Application Form Employer responsibilities Deduct the employee’s contribution from wages, and Add the employer’s contribution. Card Replacement Administration fee: $20.00 Reasons: Lost, stolen, damaged, or name change Processing time: - [Self-Employed Registration](https://www.tcinib.tc/registration/self-employed-registration/) - Self Employed RegistrationHome / Self-Employed Registration (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Registration requirements The individual must register with NIB as a self-employed contributor. Registration normally occurs when the person begins operating the business or earning income Contribution rate 10% of insurable income Payment methods Payment at NIB offices Bank deposits or transfers Cheque payments Online - [Disablement Benefit](https://www.tcinib.tc/benefits/disablement-benefit/) - Disablement BenefitHome / Disablement Benefit (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Assessment By medical board (percentage-based) Contribution Requirement None Benefit Rate Based on degree of disablement Reassessment Periodic review by medical board Cause Workplace injury or occupational disease WHO IS ELIGIBLE? A Disablement Benefit is payable to an insured person who suffers permanent loss of physical - [Survivors Benefit](https://www.tcinib.tc/benefits/survivors-benefit/) - Survivors BenefitHome / Survivors Benefit (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligible Dependents Spouse & children under 16 (or 21 if in education) Widow/Widower Benefit Rate 50% of deceased's pension Child Benefit Rate 25% per child (up to 40% if no spouse) Survivors Grant Lump sum for 50–149 contribution weeks Maximum Family Benefit 100% of deceased's - [Invalidity Pension](https://www.tcinib.tc/benefits/invalidity-pension/) - Invalidity PensionHome / Invalidity Pension (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligible Age 16-60 years Base Rate 30% of average weekly earnings Minimum Pension $62.30/week ($270/month) Converts to Retirement Pension at age 60 Maximum Rate 60% of average weekly earnings Minimum Contributions 150 paid WHO IS ELIGIBLE? An Invalidity Pension is payable to an insured person - [Employment Injury Benefit](https://www.tcinib.tc/benefits/employment-injury-benefit/) - Employment Injury BenefitHome / Employment Injury Benefit (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Disablement Grant For 10-20% disability (lump sum) Injury Benefit Rate 60% of average weekly earnings Disablement Pension For 20%+ disability (monthly) Waiting Period 3 days Maximum Duration 12 months (365 payable days) 100% disability Rate 60% of average weekly earnings Constant Attendance $50/week - [Sickness Benefit](https://www.tcinib.tc/benefits/sickness-benefit/) - Sickness BenefitHome / Sickness Benefit (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Eligible Ages 16-65 (except public officers) Minimum Contributions 26 paid Benefit Rate 60% of average weekly earnings Waiting Period 3 consecutive days Maximum Duration 156 days When To Apply Within 6 days of becoming ill WHO IS ELIGIBLE? A Sickness Benefit is payable to an - [Maternity Benefit](https://www.tcinib.tc/benefits/maternity-benefit/) - Maternity BenefitHome / Maternity Benefit (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Maternity Allowance 60% of average weekly earnings Maternity Grant $600.00 lump sum Covers Employed and self-employed women Allowance Duration 14 weeks (5 before + 1 delivery + 6 after) Minimum Contributions 26 paid When To Apply At least 6 weeks before expected delivery WHO IS - [Customer Service](https://www.tcinib.tc/about-us/customer-service/) - Customer Service Home / Customer Service (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Customer Service Charter The Turks & Caicos Islands National Insurance Board strives to offer excellent customer service at all times and to every patron. This includes a quality and welcoming facility with friendly, efficient staff.We want every experience you have in dealing with us - [Compliance](https://www.tcinib.tc/compliance/) - ComplianceHome / Compliance (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Compliance & Enforcement The National Insurance Board is committed to ensuring that all employers and insured persons comply with the requirements of the National Insurance Ordinance. Compliance protects workers’ rights to benefits and ensures the sustainability of the social security system.The Board carries out regular inspections and - [Appeals Process](https://www.tcinib.tc/resource/appeals-process/) - Appeals ProcessHome / Appeals Process (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 About The Process If you disagree with a decision made by the National Insurance Board regarding your benefit claim, you have the right to appeal. The appeals process ensures that all decisions are subject to fair and independent review.Appeals must be submitted in writing within - [Employment Opportunities](https://www.tcinib.tc/about-us/employment-opportunities/) - Employment Opportunities Home / Employment Opportunities (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Careers Now Hiring: Data Entry / Filing Clerk (Temporary) The National Insurance Board is hiring a Data Entry / Filing Clerk on a temporary basis. This role supports the day-to-day administrative operations of the Board through accurate data management and document filing. Read - [Board Meetings](https://www.tcinib.tc/board-meetings/) - Board MeetingsHome / Board Meetings (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Board Meeting Board Meeting Summary – January 29, 2026 The National Insurance Board met on Thursday, January 29, 2026, via Microsoft Teams. Read More » January 29, 2026 Board Meeting Board Meeting Summary – January 22, 2026 The National Insurance Board met on Thursday, January - [Testimonials](https://www.tcinib.tc/testimonials/) - TestimonialsHome / Testimonials (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 We Inspire and Help Our Customers Being a good neighbor is about more than just being there when things go completely wrong. It’s also about being there for all of life’s moments when things go perfectly right. 0+ Insurance Policies 0+ Awards WON We areBecause You are! - [Penalties](https://www.tcinib.tc/compliance/penalties/) - PenaltiesHome / Penalties (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Consequences Of Non-Compliance Financial penalties for late or missed contributions Legal proceedings for persistent non-compliance Interest charges on overdue contributions Refer to the National Insurance Ordinance for specific penalty provisions Financial Penalties For late or missed contributions Legal Proceedings For persistent non-compliance Interest Charges On overdue contributions - [Employer Obligations](https://www.tcinib.tc/compliance/employer-obligations/) - Employee ObligationHome / Employer Obligations (649) 946-1048 nib@tcinib.tc Mon-Fri, 8:30-4:30 Legal Requirements For Employers Register all employees within 14 days of employment Deduct employee contributions from wages Pay both employer and employee contributions on time Maintain accurate records of all employees and contributions Report any workplace injuries immediately Provide employees with pay stubs showing NI - [Resource](https://www.tcinib.tc/resource/) ## Service - [Life Insurance](https://www.tcinib.tc/service/life-insurance/) - Life Insurance Home Life Insurance Contact Info Email Address info@yourdomain.com Phone Number (+44) 123 456 789 Location Guild Street 512B, UK Brochures Download.pdf Download.txt How Can We Help? 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(+44) 123 456 - [New Footer](https://www.tcinib.tc/footer/new-footer/) - [Footer Style02](https://www.tcinib.tc/footer/footer-style02/) - We have been most trusted insurance agency since 25+ years. Newsletter Subscribe to our newsletter to receive updates on the latest news! Contacts Contact Us (+44) 123-456-789 Mail Us info@yourdomain.com © Insurs Powered by Website Layout - [Footer Style03](https://www.tcinib.tc/footer/footer-style03/) - We have been most trusted insurance agency since 25+ years. We glad for our history for insurance services. We assist you make sure everybody forward. Contact info@yourdomain.com +44 205-658-1823 Address New York — 18 N 3rd E Street Downey,Lechase Park, United States. © All rights reserved by Website Layout - [Footer Layout For All Inner Pages.](https://www.tcinib.tc/footer/footer-layout-for-all-inner-pages/) - We bring the good insurance to life. Address New York — 18 N 3rd E Street Downey,Lechase Park, United States. 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Contacts info@yourdomain.com +1 202-555-0115 © Insurs Powered by Website Layout ## Categories - [Blog](https://www.tcinib.tc/category/blog/) - Your blog category - [Board Meeting](https://www.tcinib.tc/category/board-meeting/) - [Careers](https://www.tcinib.tc/category/careers/) ## Type - [Car](https://www.tcinib.tc/type2/car/) - [Health](https://www.tcinib.tc/type2/health/) - [Home](https://www.tcinib.tc/type2/home/) - [Life](https://www.tcinib.tc/type2/life/) ## Document Categories - [Actuarial Reports](https://www.tcinib.tc/document-category/actuarial-reports/) - [Annual Reports](https://www.tcinib.tc/document-category/annual-reports/) - [Financial Statements](https://www.tcinib.tc/document-category/financial-statements/) - [Board Meeting](https://www.tcinib.tc/document-category/board-meeting/) - [Budget](https://www.tcinib.tc/document-category/budget/) ## File Types - [pdf](https://www.tcinib.tc/file_type/pdf/)