The NIB provides nine types of social insurance benefits to insured persons and their dependents:

• Retirement Pension — Monthly pension for insured persons aged 60 and older who meet contribution requirements.
• Sickness Benefit — Cash compensation at 60% of average weekly earnings when you are unable to work due to illness.
• Maternity Benefit — Maternity Allowance and Maternity Grant for insured women during pregnancy and after childbirth.
• Employee Injury Benefit — Compensation for workplace injuries or occupational diseases, with no minimum contribution requirement.
• Invalidity Pension — Monthly pension for insured persons who become permanently unable to work before age 60.
• Survivors' Benefit — Pension for the spouse and dependent children of a deceased insured person.
• Death Benefit — A lump sum payment to the estate or dependents of a deceased insured person.
• Funeral Grant — A one-time grant to help cover funeral expenses for an insured person.
• Disablement Benefit — Ongoing pension or lump sum for permanent disability resulting from a workplace injury.

To apply for Sickness Benefit, collect a Sickness Benefit application form from any NIB office. You will need to complete your section, have your employer complete their section, and submit the form along with a medical certificate from your doctor, therapist, hospital, or clinic. You should apply within 6 days of becoming ill. Sickness Benefit is payable after the third consecutive day of illness at a rate of 60% of your average weekly earnings, for up to 156 days.

To qualify, you must have paid at least 26 contributions and have at least 8 contributions in the first 13 weeks of the last 26 weeks before your illness.

You may begin receiving your Retirement Pension from age 60 if you retire from employment and meet the contribution conditions. To qualify, you must have paid at least 150 contributions (3 years) and have a total of at least 500 paid or credited contributions (10 years). The pension rate starts at 30% of your average weekly earnings and can increase up to 60% based on additional contributions beyond 500. At age 65, the retirement condition no longer applies, meaning you can receive your pension regardless of whether you continue working.

If you do not qualify for a full pension but have paid at least 50 contributions, you may be eligible for a one-time Retirement Grant instead.